HOME loan borrowers have been “prudent” in crimping costs to service their debts amid a cost-of-living crisis and higher interest rates, but S&P Global Ratings believes...

In its RMBS Performance Watch: Australia, the firm said prime mortgage arrears had lifted to 0.97%, from 0.92%, in the December quarter, closer to the...

A slowdown in refinancing activity will also add to debt serviceability pressures for some non-conforming borrowers by keeping them locked into higher rates...

“The last leg of this tightening cycle could prove to be the most challenging, though, as savings are depleted, unemployment rises, and higher interest rates...

It expects the cash rate to have come down to 4.1% by year’s end, and 3.35% 12 months later. While most economists believe that interest rates have peaked at...

Inflation figures for the December quarter surprised economists, coming in at a lower-than-expected 4.1%. The RBA board is tipping this will to 2.8% in December 2025...

Moderating property price growth “also affords existing homeowners greater agency in self-managing their way out of any financial stress”, it said, which will also help to...

“Despite the difficult times ahead for some borrowers as buffers are drawn down, we expect broadly stable employment conditions and proactive efforts by lenders to...

Prime prepayment rates fell to 22.67% during the December quarter from 25.92%. An easing in refinancing conditions will help bring prepayment rates down to...

Non-conforming prepayment rates edged higher, likely to be driven by the refinancing of better-quality nonconforming borrowers to non-bank prime lenders...